Your money, finally clear.
Lumina helps you understand where your money goes, grow your savings, and reach your goals — with an AI coach that actually knows your finances.
Bank-grade security · Your data stays private
Everything you need to feel in control
One simple app for your full financial life.
All your accounts in one place
Connect checking, savings, credit cards, and loans to see your full financial picture.
Effortless transactions
Snap a receipt or import a statement — Lumina categorizes spending for you.
Track your investments
Watch your holdings update live and see how your portfolio is really doing.
Goals that grow with you
Set savings goals, get a personalized monthly plan, and chat with your AI money coach.
How it works
Three simple steps to get started.
Create your account
Sign up in under a minute — secure and private.
Tell us about you
A short onboarding so Lumina understands your goals.
Start using Lumina
Dashboard, accounts, transactions, holdings, and goals — all yours.